Why Choose Us?At ad+ financial we pride ourselves on being professional, approachable, independent and committed to providing a first class service to our clients.
Individual ServicesKey to our approach is a team of professionals who can empathise with what you are hoping to achieve and the ways in which these objectives can be fulfilled. We take the time to get to know you properly and what it is that makes you ‘tick’.
Life StagesAt AD+ financial we understand and appreciate that as we progress through life, your needs and requirements change. This gives us the insight to recognise the need to understand your situation and objectives throughout your life.
Business ServicesWe work with everyone from sole traders, partnerships, limited companies through to small and large corporate organisations to help you decide how to manage a wide range of financial matters.
Services for Professional AthletesHigh salaries and relatively short playing careers mean that financial planning is critical to maximising your savings and investments for life after sport. We have developed an understanding of which aspects of financial advice and personal protection will be most important to you.
Welcome to ad+ financial
At ad+ financial we appreciate that people need good quality financial advice throughout their lives.
When dealing with peoples finances it is important we look at a long term approach to provide advice not just at the outset but for many years to come. We are professional, passionate and committed to providing top quality advice in a friendly, easy to understand manner.
What stage of life are you?
Our primary focus for each and every client is to try to ensure that they do not run out of money.
By adopting a holistic and independent approach to financial planning which incorporates cashflow modelling as a key part of this process we aim to alleviate any fears that our clients may have of this scenario arising.
We do not focus on any particular area in isolation, but instead recognise that each aspect inter-twines with other elements of our financial lives, we employ as broad a possible view for all clients. This fluidity recognises the relatively significant changes which have taken place to taxation in more recent years and the impact these alterations have both during our lifetimes and when we are no longer alive. We are therefore more than well equipped to navigate and adapt your personal financial plan to the ever-changing legislative and economic environment we operate within.
Whilst much debate in our profession is had as to what investment is better than another, we bypass the ‘noise’ and look to influence the things we can control such as getting the asset allocation right, utilising available allowances, and providing as little rigidity as possibly can be the case. If this refreshing outlook is something that you may benefit from, we would love to hear from you.
AD+ Financial is a trading name of Holyrood Asset Management Ltd which is Authorised and Regulated by the Financial Conduct Authority.