12 Point Financial Healthcheck

At ad+ financial, we believe in regular financial reviews to ensure your financial planning is on track to meet your objectives. Our Diamond Programme includes our 12-point financial health check:

1. Your Issues
   An update from you on issues requiring action.


2. Strategic Review
   An update by your adviser on recommended changes to your strategy.


3. Investment Review
   Looking back on the past 12 months’ performance.


4. Investment Action Plan
   Looking forward and implementing any changes to investment strategy.


5. Debt Review
   Reviewing your interest rates and debt structuring arrangements.


6. Taxation Update
   Reviewing opportunities and threats created by changes to taxation law.


7. Pensions Update
   Reviewing opportunities and threats created by changes to pension law.


8. Insurance Review
   Providing a check of current levels of cover and policy wording.


9. Estate Planning Review
   Reviewing your estate planning wishes


10. The ‘Remove the Hassle’ Service
    Sorting through any financial matters or confusing paperwork.


11. Family Review
    Discussing any financial issues affecting your family.


12. Professional Update
    Providing professional updates to your accountant and other advisers